February 23, 2026

FDCPA Section 806: Mitigating Harassment in Debt Collection via Real-Time AI Monitoring in USA

In the 2026 regulatory environment, “Harassment” is no longer defined solely by “what” an agent says, but also by “how” they say it and “how often” they call. FDCPA Section 806 prohibits any conduct where the “natural consequence” is to harass, oppress, or abuse. This includes the obvious—profanity and threats—but also the “meaningless annoyance” caused […]

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