October 22, 2025

FDCPA Compliant Debt Collections Outsourcing: Why Nearshore Outsourcing is better

For any U.S. company, debt collection operates under one of the most heavily regulated frameworks in the business world. At its core lies the Fair Debt Collection Practices Act (FDCPA)—a federal law that dictates precisely how and when a debt can be collected. For a chief compliance officer, chief risk officer, or general counsel, the […]

October 13, 2025

The Final Frontier: Strategies for Effective Late-Stage & Post-Charge-Off Debt Recovery

In the lifecycle of debt recovery, late-stage and post-charge-off accounts are often considered uncollectible—the “final frontier” of collections. By this stage, accounts are typically 120+ days delinquent or have been officially written off as bad debt. Internal teams, already stretched by early- and mid-stage efforts, often cease pursuit due to diminishing returns and escalating compliance […]